General Liability Insurance
Some examples of services we provide for your business:
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Contractors
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Offices (Medical, Business, etc.)
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Restaurants
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Lessor's Risk
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Sports Team Coverage
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Commercial Package
Our staff would be pleased to assist you with the following:
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Helping choose coverages and limits to suit your needs
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Quotes from several companies to provide comparisons
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Billing support
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Close follow-up and quick reporting of claims
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Several agency preferred companies for Emergency Restoration
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Certificates of Insurance sent same day as requested
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Assignment to a commercial lines agent
Business Income - Commercial coverage that reimburses a business owner for lost profits and continuing fixed expenses during the time that a business must stay closed while the premises are being restored because of physical damage from a covered peril, such as a fire. Business interruption insurance also may cover financial losses that may occur if civil authorities limit access to an area after a disaster and their actions prevent customers from reaching the business premises. Depending on the policy, civil authorities coverage may start after a waiting period and last for two or more weeks.
Claims-Made Policy - A form of insurance that pays claims presented to the insurer during the term of the policy or within a specific term after its expiration. It limits liability insurers' exposure to unknown future liabilities.
Occurrence Policy - Insurance that pays claims arising out of incidents that occur during the policy term, even if they are filed many years later.
Aggregate Limit - The total amount on a policy that states the maximum amount the company will pay out per policy term.