We offer personalized service for:
Contents for Renters
Our staff would be pleased to assist you with the following:
Making sure you are provided with sufficient coverages to suit your needs
Quotes from several companies to provide comparisons
Friendly reminders when payments are due as well as contact with mortgage companies for payments from escrow accounts
Close follow-up and quick reporting of claims
Several agency preferred companies for Emergency Restoration, 4-point inspections, and wind mitigation inspections
Assignment to a personal lines agent
Act of God - This is an accident or event that is unpreventable and is the result of natural causes such as lightning or floods.
Actual Cash Value (ACV) - This is the replacement cost of your damaged or lost property at the time of the loss minus the depreciation.
Replacement Cost - The cost to replace the property on the same premises with other property of comparable material and quality used for the same purpose.
Catastrophe - A severe disaster that causes a major or total loss unexpectedly and suddenly.
Fire Insurance - Part of your homeowners insurance policy that insures against losses due to fire, lightning and other causes defined in the contract.
Depreciation - The decrease in value of any property over a period of time.
Deductible - The amount of money the policy holder is responsible for when filing a claim on their fire or homeowners insurance policy.